crediteasy.ca
Canadian credit & debt · Free tools

Borrowing decisions, without the guesswork

Free, independent calculators for both sides of credit in Canada — what you can borrow for a home, car, or big expense, and how to pay it all back. Built on the rules that actually apply here. No sign-up, no spreadsheet, everything runs in your browser.

Borrow
Pay off & manage
Why crediteasy
Built for CanadaSemi-annual compounding, CMHC thresholds, minimum down payments — the Canada-specific rules generic calculators get wrong.
Nothing leaves your browserThe numbers you enter are used only to draw your result on your own screen. Never stored, never shared.
Free & independentNo sign-up, no paywall. We're not a lender or broker — just the math, laid out clearly.

Estimates only. crediteasy.ca provides general calculations, not quotes or personalized advice. Actual rates, premiums, and lending rules vary by lender and change over time. For numbers tailored to your situation, speak with a licensed mortgage professional.